OttoMoto®: The Modern Alternative to CDK Global for Dealer Lender Connectivity
Not a DMS. A Smarter Connection Between Dealers and Lenders.
Legacy systems like CDK Global were built to manage vehicles and back-office operations. But today’s dealers need more than inventory control. They need speed, compliance, and confidence when it comes to financing.
OttoMoto® is a cloud-based embedded-finance platform built to help dealers connect with lenders instantly, verify deals securely, and eliminate friction from every credit application – without replacing your existing DMS.
Why Dealers Choose OttoMoto
Faster Deals, Fewer Stipulations
Submit credit apps to multiple lenders simultaneously, matched to each lender’s buy-box criteria, and receive fast responses. OttoMoto keeps you compliant and in control, without the endless paperwork or manual follow-ups.
Fraud Prevention Built In
Integrated fraud checks protect both you and your lender relationships. OttoMoto automatically verifies borrower data, asset details, and documentation to reduce risk before submission.
Lender Connectivity Made Simple
No more logging into multiple lender portals. OttoMoto’s unified, API-driven platform connects your dealership to an entire network of lenders, securely and seamlessly.
Continuity for Franchise Groups
OttoMoto can also integrate as an overflow or continuity platform for franchise dealership groups, ensuring your team can process finance apps even when legacy systems slow you down.
Designed for Independent Dealers
Launch fast, stay compliant, and access prime and near-prime lenders without enterprise-level DMS costs. OttoMoto is built for growth, not red tape.
Virtual F&I Solution
Exclusively powered by OttoMoto, DealFI gives dealers a virtual F&I solution that removes the guesswork and de-risks every deal, helping your team close confidently with real-time documentation, built-in compliance, and guaranteed title verification, all while connecting you to lenders ready to fund clean, verified deals.
OttoMoto helps you put your house in order, aligning your dealership with the standards that lenders expect, so you can secure the financing you need and confidently grow your business.
OttoMoto vs. CDK Global at a Glance
| Feature | CDK Global | OttoMoto® |
|---|---|---|
| Core Function | Full DMS (inventory, service, accounting) | Embedded finance enablement |
| Focus | Dealership management | Dealer lender connectivity |
| Lender Integration | Limited, closed ecosystem | Open, API driven network |
| Fraud Prevention | Manual or third party add on | Built in digital verification |
| Cloud Architecture | Legacy or hybrid | 100 percent cloud native |
| Use Case | Back office operations | Finance workflows, app submissions and virtual F&I |
| Ideal Users | Franchise dealerships | Independent dealers, franchise overflow |
| Setup | Complex, time intensive | Fast onboarding, minimal training |
The Result
OttoMoto® empowers your team to close more deals, faster, while enabling lenders to get clean, verified, compliant submissions every time.
Dealers! Are you ready to modernize your finance process?
Book a demo below or contact sales@ottomoto.net to see how OttoMoto fits your dealer workflow.












